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Privacy Policy

Privacy Policy

We are dedicated to safeguarding your privacy online. This document outlines how we gather your personal information, what we do with it, and how we protect it. In general, our privacy policy can be summarized as follows: We only gather information for three purposes: to streamline your experience on our site, to conduct statistical research that helps us discover which products and services would likely offer the most benefits to you, and to provide products and services you explicitly ask to receive. 

We collect information about your transactions with us, including information about your use of products that we offer. We automatically receive and record information from your computer and browser, including your IP address, cookie information, software and hardware attributes, and the page you request. 

We use information for the following general purposes: to customize the advertising and content you see, fulfill your requests for products and services, improve our services, contact you, conduct research, and provide anonymous reporting for internal and external clients. We do not sell or distribute your personal information in any way. 

“Personal Information” is defined as any information you enter about yourself on our site. When you register we ask for information such as your name, email address, birth date, gender and ZIP code. For some products and services we might also ask for additional information. When you register with us and sign in to our services, you are not anonymous to us. 

We do not sell or distribute any of your individual personal information to other companies or vendors. We will not release any of your personal information to other users without your permission. We may use or provide partners with aggregate information from the information provided by all users, but we will never do so in a way that would compromise your individual privacy.

Aggregate Information

“Aggregate Information” is defined as any information that we gather about all users and is used for the purpose of performing statistical analysis. To collect aggregate information, we may use a cookie (see “Cookies” below) to identify each user with a unique, randomly assigned code that is not related to your personal information in any way. This cookie allows you to remain anonymous on our site, while allowing us to measure which products and services are the most likely to benefit you. We do not share these cookies with our partners or vendors.


In order to enhance your visit with personalized services, we make use of cookie technology. A cookie is a small file that is assigned to a user when they register on a website. We use cookies as described above under “Aggregate Information”. Furthermore, when you register on our site, we may use a cookie to streamline your login experience. Cookies that contain your login information may contain personally identifiable information such as your login name. We encrypt this information before storing it in a cookie. Any cookies that contain personally identifiable information are deleted when you close your browser window.

IP Address

IP addresses are unique to each computer, and they are used to identify senders and receivers of information over the Internet. We use your computer’s IP address to administer our website and to report aggregate information to our advertisers. We never release individual user information.

Encryption and SSL

We are very protective of your personal information, so we encrypt anything that could be considered personally identifiable. While encryption is never a guarantee for protection, we make it extremely difficult that someone other than us would ever be able to read your information. We encrypt data stored on your computer (see “Cookies” above) as well as data stored on our servers.

Furthermore, we encrypt personally identifiable data that is transmitted between you and us (in either direction). We use industry standard Secure Socket Layer technology, or SSL (also known as HTTPS) to accomplish this secure transmission. Most browsers display a lock symbol indicating that you are on a secure page, which is your indication that the page you are on is secure. Because encryption does take more time to process, we limit using SSL to only those pages in which you are transferring otherwise unencrypted information (such as login screens or credit card entry screens).


We constantly monitor our website security in order to protect your information. Once your information is received, access to your information is limited. Each employee is provided with a copy of this document so that they are aware of our privacy practices. 

We work closely with our partners to ensure your privacy; however, we are not responsible for the privacy policy or content of our partners’ websites. 

We may display advertisements on our site that offer third-party products or services. While we monitor the appropriateness of these ads and implement filters that restrict the ads shown to relevant sites, we have no control over which ads ultimately display. We strongly encourage you to review the privacy policy of any other sites or companies you visit, including those to which you visit from a link on our site.


We and our subsidiaries will not disclose any of your personal information, except when we have your permission or when we believe in good faith that the law requires it.


Thank you for taking the time to educate yourself about the ways in which we collect, use, and store the information that you provide. We recommend that you also read our Terms and Conditions of Service and Use and our Copyright and Trademark Notices since they provide more information about our policies. If you have any questions about our privacy policy and security statement, please email Please revisit this site on occasion to make sure that you have viewed the most recent version of the privacy policy and security statement. We reserve the right to change any of the information listed on this document and will notify users of any changes by posting the new version of this document to the site at the Privacy Policy & Security Statement link.

Governing Law

By choosing to visit our websites or otherwise provide information to us, you agree that any dispute over privacy or the terms contained in this privacy policy will be governed by the law of the State of California. You also agree to arbitrate such disputes and to abide by any limitation on damages contained in our Terms of Use or other agreement we have with you.